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Terms of Service

Last updated: January 2025

Welcome to PrimeBeat. By accessing and using our website and financial tools, you agree to be bound by these Terms of Service.

1. Acceptance of Terms

By accessing or using PrimeBeat ("the Website"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Services

PrimeBeat provides free online financial calculators and tools for educational and informational purposes. Our services include:

  • Loan and mortgage calculators
  • Investment and savings calculators
  • Business and profit calculators
  • Invoice and document generators
  • Educational financial content

3. Disclaimer of Financial Advice

IMPORTANT: The calculators, tools, and content provided on PrimeBeat are for informational and educational purposes only. They do not constitute financial, investment, tax, or legal advice.

The results generated by our calculators are estimates based on the information you provide and should not be relied upon for making financial decisions. Always consult with a qualified financial advisor, accountant, or legal professional before making any financial decisions.

4. Accuracy of Information

While we strive to provide accurate calculations and information, we make no warranties or representations about the accuracy, completeness, or reliability of any information on this website. Calculations are based on formulas and may not account for all factors affecting your specific situation.

5. User Responsibilities

By using our website, you agree to:

  • Use the website only for lawful purposes
  • Not attempt to interfere with the website's operation
  • Not copy, modify, or distribute our content without permission
  • Verify calculation results independently before making decisions
  • Not use automated systems to access the website without permission

6. Intellectual Property

All content on PrimeBeat, including text, graphics, logos, icons, images, and software, is the property of PrimeBeat or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience and do not signify our endorsement of such websites. We have no control over and assume no responsibility for the content or practices of any third-party sites.

8. Limitation of Liability

To the fullest extent permitted by law, PrimeBeat shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use or inability to use the website
  • Any errors or inaccuracies in calculations
  • Decisions made based on information from this website
  • Unauthorized access to or alteration of your data

9. Indemnification

You agree to indemnify and hold harmless PrimeBeat, its owners, employees, and affiliates from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

10. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the modified terms.

11. Termination

We reserve the right to terminate or restrict your access to our website at any time, without notice, for any reason, including violation of these terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: