Down Payment Calculator
Plan how to save for your home down payment
$400,000
20%
$30,000
$1,500
Total Needed (Down + Closing)
$92,000
Your Progress
33%
You need $62,000 more • 3y 6mo to goal
Cost Breakdown
Down Payment
$80,000
Estimated Closing (~3%)
$12,000
Loan Amount
$320,000
💡 Tips
- • 20% down avoids PMI
- • Budget 2-5% for closing costs
- • Keep emergency fund separate