Property ROI Calculator

Analyze rental property investment returns

Property Details

Purchase Price$300,000
Down Payment$60,000
Monthly Rent$2,200
Vacancy Rate5%
Mortgage Rate6.5%
Appreciation3%

Annual Expenses

Cash-on-Cash

-1.3%

Total ROI

15.5%

Cap Rate

5.8%

Gross Yield

8.4%

Monthly Cash Flow

-$76.96

Income & Expenses

Annual Rent+$25,080
Mortgage-$18,203.56
Taxes & Insurance-$4,800
Maintenance-$3,000
Annual Cash Flow-$923.56

Total Return Breakdown

Cash Flow-$923.56
Appreciation$9,000
Principal Paydown$2,603.56

💡 Benchmarks

  • • Cap Rate: 5-10% is good
  • • Cash-on-Cash: 8%+ is ideal
  • • Price-to-Rent: <15 favors buying